Month: February 2017

Have You Winterized Your Automobile?

Posted on by AgentInsure

Cold days full of snow and ice are common this time of year in West Hartford, CT. Does your automobile give you trouble during the winter?  If so, you may need to take measures to winterize it. At ALLConnecticut Insurance, we want all our customers to be safe and warm while traveling to work, school, out of town, or anywhere else you go. That is why we recommend that you winterize your vehicle if you have not done so already.

How Do You Winterize Your Vehicle?

The first step to winterizing your car is to either have a mechanic inspect it, or do so yourself. You want to make sure it is running smoothly and can keep you comfortable while handling cold and sometimes dangerous road conditions. Some of the things you should check include:

  • Make sure that your tires have plenty of tread. If not, you should replace them with either winter tires or all-weather tires.
  • Test the thermostat and defroster to ensure they work well. You don’t want to get stranded in the cold and these fail you.
  • Check levels of antifreeze. As its name indicates, this fluid keeps your car from freezing.

Also, try to keep your gas tank full. A full gas tank helps prevent the fuel line from freezing during the extreme cold. And keep an emergency kit of supplies such as a flashlight, batteries, warm clothes, food and water on hand in case you become stranded.

Stay Safe This Winter

At ALLConnecticut Insurance, we believe that by performing these maintenance steps, your vehicle will be safe to drive throughout the winter in West Hartford, CT and anywhere else. If you are stalled, involved in an accident, or otherwise need assistance, give us a call. We are here to help.

Is Your Insurance Inventory Up to Date?

Posted on by AgentInsure

Whether you’ve been living in your West Hartford, CT home for many years or have simply carried your home insurance with ALLConnecticut Insurance from house to house, have you updated your inventory for personal possessions recently?  While it’s easy to say that you have coverage in case of loss due to fire or theft, what was sufficient all those years ago when you first sat down with your agent may not provide the protection you need now. It’s time to make sure you valuables will be properly documented is the worst comes to pass.

Jewelry and Fine Collectibles Should Be Itemized

Unless you have stipulated full replacement in the personal possession segment of your home insurance policy, it is likely that almost every item in your house would be covered at a fraction of the real cost to buy it new.  Whether you have collected an assortment of gold watches or enjoy giving gems to your spouse, typical procedures would reduce their value for insurance purposes over time.  However, you know that quality items hold their value or increase over the years. By specifying full replacement for particular items in your home inventory, the things that are most precious to you will be compensated for at a more appropriate rate.

Don’t Forget Designer Shoes and Clothing

Your closets may contain a variety of shoes, coats, handbags and suits that cost more than you might normally spend for such common items. It pays off to add name brand apparel to the inventory, so your hard earned cash doesn’t vanish after they suffer from fire or smoke damage. Every unique item should be accounted for.

If you have any questions about your West Hartford, CT home insurance policy, reach out to use at ALLConnecticut Insurance. We look forward to hearing from you.