Month: September 2019

3 Things to Look for When Replacing Your Home’s Windows

Posted on by AgentInsure

In West Hartford, CT, the agents of ALLConnecticut Insurance offer to help homeowners find the right replacement windows for their next renovation project. The windows you have installed in your home are an investment. They can explain different features to look for as well as signs of quality workmanship and materials that will ensure your new windows last several years.

Energy Savings

New windows come with an energy rating that is designed to inform you of how much energy you can expect to save over their lifespan. The EPA develops the energy rating based on several different factors that determine how much energy can be saved when the windows are professionally installed and sealed properly.

UV Rating

The UV rating determines how much ultraviolet let can travel through the window glass. UV rays can fade carpet, increase the temperature inside the home, and cause furniture to become discolored. Reducing the number of UV rays that enter your home will protect both you and your possessions.

Quality Construction

It’s important to remember the quality of a window in terms of both workmanship and materials. Windows must be able to seal properly without any gaps, openings or leaks. Before purchasing any type of window, do your research to determine how well rated they are in terms of weather-proofing and preventing drafts.

At ALLConnecticut Insurance, our agents are always available to discuss your options when it comes to making improvements to your home. If you live in West Hartford, CT, call and schedule a meeting today. During the consultation, our agents will go over several things to look for when choosing your replacement windows and doors. Call us today.

Update Vehicle Insurance For Camper or Trailer Use

Posted on by AgentInsure

If you are thinking about towing a camper or something like a boat on a trailer, before you do this, call us to speak with your agent at ALLConnecticut Insurance, serving West Hartford, CT and the surrounding communities. You will want to have your agent conduct an insurance review and to make recommendations about adjusting any auto insurance coverage as needed to make sure you have adequate protection.

Insure the Vehicle

Towing something increases strain on a vehicle and requires paying careful attention to driving. The common phrase for an accident caused by towing something is when a driver experiences a “jack-knife.” This is when the trailer is moving in a direction toward the vehicle in a way that is out of control. In some cases, the weight of the trailer causes the vehicle to have an accident. Sudden braking can cause an accident from this dynamic.

Insure What is Being Towed

You will want to discuss with your insurance agent the coverage needed to protect the item being towed and any contents it may contain. Consider replacement coverage because that is superior to just have coverage for the actual value, which is usually much lower.

Emergency Road Assistance

If you are towing a camper for vacation purposes, it is a good idea to have road assistance coverage, rental car expense coverage while needed repairs are being made, and vacation insurance. With these extra options, the risks of having a vacation spoiled by trouble with the vehicle, camper, or the trailer are reduced.

Summary

It is fun to go camping or take the boat out to the nearest lake. Be sure to manage your insurance needs when doing this and then you can enjoy the trip while having peace of mind that adequate insurance is in place.

Contact your agent at ALLConnecticut Insurance in West Hartford, CT to get an auto insurance review and a quote for auto insurance that includes protection for anything you want to tow.