Month: October 2019

Why You Need Insurance for Your Recreational Vehicle or 4-Wheeler

Posted on by AgentInsure

Owning a recreational vehicle is a lot of fun for the entire family and offers a great way to spend time together outdoors. While many people think that because they primarily use these vehicles on private property they do not require insurance but this is not always the case. In addition to legal requirements, there are a number of compelling reasons why a policy for your recreational vehicles is a smart idea. The ALLConnecticut Insurance team is here to help our friends and neighbors in the greater West Hartford, CT meet all of your insurance needs.

Why You Need Insurance for Your 4-Wheeler of ATV

Insurance is not just a legal obligation, it is also a protection from personal liability. If you are on your ATV and have a mishap the repairs for your vehicle as well as the cost of any medical expenses will fall to you. This is also true if a passenger or third party is injured. Dealing with an accident that injures you, your child, or one of their friends is stressful enough without the added complication of personal liability.  When you have an appropriate recreational vehicle insurance policy you will be protected in the event of a covered accident, theft, or vehicle damage. Don’t think that because you only use these vehicles on private land that you don’t need insurance! Our team is here to assist you in the process of learning more about the available options and determining which is right for your needs.

If you have a 4-wheeler or another recreational vehicle, it’s time to find out more about your insurance options. We welcome residents in the greater West Hartford, CT area to come and meet with the team at ALLConnecticut Insurance today!

How Commercial Insurance is a Great Business Investment

Posted on by AgentInsure

One dream that a lot of people share is to one day own their own business and become their own boss. For those that are in the West Hartford, CT area, this local economy provides many different amazing opportunities for small business owners. If you do own a business in this area, you need to make sure that you are protecting it as much as possible. One great way to do this is through a commercial insurance policy as it will protect your small business in several different ways and will prove to be a great investment.

Covers Your Assets

No matter what type of business you were in, there are bound to be a variety of assets that you need to purchase in order to get your business off the ground. It would be devastating if you were to lose any of these assets to a fire, theft, or any other situation that could cause a loss. Because of this, investing in a commercial insurance policy that has a property insurance company would be a great decision.

Liability Risk Mitigation

The risk of liability is significant for any type of business. Due to this, you need to make sure that you are mitigating against this risk as much as possible. When you get a commercial insurance policy with a liability component, you will have protection against this risk.

Commercial insurance is clearly a great investment for any small business owner. For those that are in the West Hartford, CT area, a great place to start getting insurance is through AllConnecticut Insurance. The team at AllConnecticut insurance is very familiar with all of the challenges that come with owning a business. They can help you develop a commercial insurance policy that will protect your organization as well as possible.