One dream that a lot of people share is to eventually take the time to enjoy all that the country has to offer. When going on any type of road trip, driving in your very own recreational vehicle can be both efficient and fun. Not only will you have a safe mode of transportation, but you also will have a comfortable place to sleep at night. If you do purchase a recreational vehicle, it is important to consider your insurance needs. There are many situations when a recreational vehicle insurance policy will be needed.

When Driving on Public Road

Once you take your recreational vehicle out onto a public road, you are going to need to have a recreational vehicle insurance policy. Those that have an RV in the West Hartford, CT area are going to be bound by the same liability insurance laws as a driver of any other type of vehicle. If you do not have this type of insurance, you could face penalization.

When Taking Out a Loan

If you used a loan to buy your recreational vehicle, the lender will likely require that you have an insurance policy on it. The lender is going to want to make sure that you have a full collision and comprehensive insurance policy. This ensures that their collateral is protected against virtually any type of accident or scenario that could cause a loss. 

Those that are in the West Hartford, CT area and want to get a recreational vehicle should contact ALLConnecticut Insurance to discuss their insurance needs. The team at ALLConnecticut Insurance could help anyone better evaluate their insurance needs and options. They can then help you get into a recreational vehicle insurance policy that will ensure you are in compliance with all insurance requirements.

In a tight employment market, your benefits package could be the key to luring in the most valuable employees. In the modern age, identity theft protection is a big perk for your more financially savvy candidates. The agents at ALLConnecticut Insurance can add this coverage to the commercial insurance package for your West Hartford, CT area business as a voluntary benefit to your employees. How does this option make your open positions more attractive?

What is Identity Theft Insurance?

Identity theft insurance helps the beneficiary pay for costs associated with the unauthorized use of their personal details for financial transactions. Subscribers are eligible for reimbursements for things like:

• Time off work to handle business related to the theft
• Legal fees
• Cost of repaying or satisfying fraudulent charges

Most policies also include identity theft monitoring services as well. These additions reduce the risk of your beneficiary falling victim to crimes in the first place. Credit monitoring alerts include:

• New accounts opening
• New public records
• Negative entry to credit report
• Suspicious activity on credit report

Getting these alerts gives the subscriber the chance to quickly respond to potential breaches. This can save them thousands of dollars in stolen funds, lost wages, and reduced credit opportunities.

Increase Your Employment Appeal with Voluntary Benefits

Like any insurance policy, these contracts have deductibles and limits. Higher wage earners may not be impressed by low-limit plans. Our agents can help you provide a variety of options to your employees. This voluntary coverage can help you catch the eye of higher-level applicants.

Identity theft is a real concern for most financially responsible people. Give your West Hartford, CT area employees the option to protect themselves with identity theft protection insurance from ALLConnecticut Insurance. Contact our agents to learn more about adding this coverage to your existing commercial insurance strategy.