Every vehicle in Connecticut is required to be covered by auto insurance. The state has a number of different types of coverage that are all required for every auto insurance policy. These include bodily injury liability, property damage liability and uninsured and underinsured motorist coverage. If you have questions about auto insurance in Connecticut, or you want to get started with a policy, call us at ALLConnecticut Insurance in West Hartford, CT.

Liability Coverage

There are two different types of liability coverage required and three minimum amounts that you must have. The first is for bodily injury liability for one person who becomes injured in an accident that was your fault. There is a minimum amount required for this coverage. There is a second amount required for all of the people who are injured in an accident that is your fault. In addition, your auto insurance must have property damage liability coverage. All of these coverage types pay for other people’s damages- not your own. To get coverage for your own property in an accident you cause, you would need to get collision coverage. This type is not required by the state. 

Coverage for Uninsured and Underinsured Motorists

There is a set amount of this coverage that you need to have for one person who is injured in an accident that someone without insurance, or not enough insurance, caused. Then, there is a second amount required for everyone who was injured in the accident. This coverage is badly needed to protect yourself against motorists who do not follow the law. 

Get Your Auto Coverage 

If you don’t have auto coverage in the state, you risk having both your driver’s license and your car’s registration being suspended. If you need auto insurance, give us a call at ALLConnecticut Insurance in West Hartford, CT.

In Connecticut, there are several types of auto coverage that are required to be in your auto policy. If you go without an auto policy, you can be subject to fees and fines, and you could even have your license suspended. When you need auto insurance, don’t wait. Call us at ALLConnecticut Insurance in West Hartford, CT to get started. 

Required Liability Coverage

There are a few amounts required for liability coverage in the state. One of these is a set minimum amount for bodily injury liability that is for one person who becomes injured in an accident that you caused. There is another minimum amount required for everyone who is injured in the accident. There is also a set minimum amount required for property damage liability. This covers damage to someone else’s property that is caused by an accident that is your fault. All of these amounts are small when compared to many other states, so it’s often recommended that you get coverage that is higher than the minimum mandated by the state. 

Uninsured and Underinsured Motorist Coverage

If you are in an accident that is caused by a motorist that is uninsured or underinsured, you would have little recourse without this required coverage. It pays for your injuries, and your passengers’ injuries, in an accident caused by someone else. This coverage is required to have a certain minimum amount for one person who is injured in the accident and a higher amount required for everyone who is injured in it. 

Get Auto Insurance in Connecticut

If you’re in Connecticut, it’s important to stay legal on the road. If you need car insurance, don’t wait. Give us a call now at ALLConnecticut Insurance in West Hartford, CT to get the insurance you need to drive legally in the state.