Homeowners insurance is a necessary part of owning a home, but the cost doesn’t have to make your bank account scream out in pain each time you send in your payment. Here are some discounts that you might find when you go to your local independent agent in Marlborough, Connecticut:
Take measures to improve your credit score. Believe it or not, having a good credit score will save you money on your insurance policy because insurance companies have found that people with higher scores tend to file fewer claims than those who have lower scores.
Check your home for insurance risks. If you are planning to get a dog, but aren’t sure about which breed you want to get, steer clear of Pit Bulls and Rottweilers as they tend to be responsible for more claims. Also, think twice before getting the kids a trampoline or installing a swimming pool. If you have one of these risks and get rid of it, be sure to let your insurance company know so they can adjust your rates.
Install security devices. Taking precautions to reduce the risk of burglary may get you a discount on your home insurance policy. Putting in deadbolt locks, installing an alarm system, smoke detectors, carbon monoxide detectors and strong locks on windows are all things you can do to help make your home safer, and less of a risk for your insurance company.
Bundle your policies. Just like your telecommunications company gives you a discount when you use them for phone, television and Internet services, insurance companies give discounts for clients who use them for their home, life and auto insurance policies.
Finally, make sure you are getting the lowest possible rates by comparing multiple policies online. Your independent agent in Marlborough, Connecticut will be glad to help you.