Being involved in a car accident can not only damage your vehicle and limit your transportation, but it may also limit your ability to work. Perhaps the accident left you injured and unable to return to work for a few days. You may have been dealing with a long-term absence, due to a significant injury. In other cases, the auto accident may have left you unable to work for an extended period of time, or perhaps even ever being able to work as you did. When this happens, insurance may be able to help.
Does Your Policy Provide This Coverage?
Not all types of auto insurance provides loss of wages as a type of coverage. The only way to know if the policy will do so is to read through the documentation. In many cases, a covered incident may provide some leverage for loss of wages payouts. However, there are many factors affecting this decision.
In West Hartford, Connecticut and the surrounding area, it is possible an accident (whether caused by you or someone else) may pay for the time you lost at work. If it does, the policy will state how much of your wages are considered covered, what length of time is required, and what limits are in place.
Not Covered?
If you do not have a car policy that provides this type of protection, it may be time to look for a new provider. Work with an independent agent like our team to help you to locate a new policy with the types of coverage you need, including lost wages for a covered vehicle accident. If you are unsure about your current policy, be sure to contact your carrier to find out the details. Then, if you are not covered under it, look for a new provider.