Does RV Insurance Cover Injuries to Pets?

Pet Safety Tips for RV Adventures

An RV is your home away from home, and those who share their homes with pets often share their RV adventures with their pets, too. Of course, when you bring your pet with you on an RV trip, they may be exposed to potential injuries, either while on the move or parked. So, it’s crucial to understand whether or how your RV insurance policy covers your pet. The team at ALLConnecticut Insurance, serving the West Hartford, CT area, is here to help you find the RV insurance that suits your needs.

Pet Coverage Varies Across RV Insurance Policies

RV owners have a wide range of choices when it comes to RV insurance coverage. Some options would depend on your RV type, how much time you spend traveling in it, and where you use it.

One key issue for some RV owners is whether the policy covers pet injuries. The good news is that RV insurance often covers injuries to pets that occur due to covered events (while driving or parked). Some policies cover only dogs and cats and cap the total claim (typically at around $1,000). Other policies, however, treat pet coverage as optional, allowing you to purchase additional coverage for your pet.

If you’re planning to bring your pet on your RV outings, be sure to discuss pet coverage options with your agent when shopping for an RV policy. If your RV insurance options do not meet your needs, you might even want to consider getting separate pet insurance.

Experience the ALLConnecticut Insurance Difference

RV owners have numerous insurance options, so working with a trusted agent is important to make the best decisions. The team at ALLConnecticut Insurance, serving West Hartford, CT, will help ensure you get the appropriate RV and other insurance coverage. Call us today at 860-232-7076 to schedule an appointment.