It is definitely important to have an off-premise insurance policy in West Hartford, Connecticut. Whether you travel for business or you take extended vacations, anytime you leave your home with valuable possessions you put yourself at risk for loss. When traveling, it is easy to have jewelry or electronics stolen while you are distracted by the sights and sounds of a new destination. If this has ever happened to you, you know that off-premise protection gives you the coverage you need to replace the items quickly and conveniently.
An insurance agent can help you understand your current insurance policy and identify if you have off-premise protection. People often don’t think about what would happen if their expensive golf clubs were stolen while stored in the rental car. Usually they discover too late that they do not have the coverage they need. In Connecticut, you can work with an independent agent who can compare rates quickly and find you a policy that will meet your needs. Even if you do not travel often, it only takes one claim for you to recoup the money you have spent on your insurance premiums.
A West Hartford insurance agent will be happy to look at several quotes from different companies offering off-premise protection. Since your insurance policy is an important document, it makes sense to work with a knowledgeable professional who can help you find the coverage you need. Even if you do not have a lot of extra money to spend on insurance, there are rates available to fit any budget. If you are looking to save even more money, consider combining all of your home and auto insurance plans with the same company. Usually you will qualify for a multiple policy discount that could save you hundreds of dollars each year.