In West Hartford, CT, a large number of our customers own and collect classic cars. How are these vehicles defined? And how does collectible insurance help you? Let us at ALLConnecticut Insurance give you the help you need when choosing this type of insurance policy.
How A Classic Car Is Defined
Classic cars are defined in various ways. For example, the Classic Car Club of America states that any vehicle that runs and which has been completely restored that was built between 1925-1948 qualifies. However, modern classics are vehicles that are 15-25 years old that have made a cultural impact or that are rare. Muscle cars from the 60s and 70s are also considered classic cars.
Does Your Car Fall Under These Headings?
If your car falls under these headings and you are interested in capitalizing on it, you will need collectible insurance. However, if you plan on driving your car as a primary vehicle, you probably won’t need it. Collectible insurance is designed to protect cars that are owned for their value rather than their use. It also covers cars that are shown off at car expos.
How Collectible Insurance Can Help
Collectible car insurance will help protect your car from damage occurred in unusual circumstances. For example, if you decide to show your collectible car off at a show, a regular insurance policy may not cover it. A collectible car insurance policy would. It can also cover certain kinds of travel expenses, such as overseas travel to a car show, that typical car insurance policies would not. Coverage is typically offered at a higher value to protect your investment.
Talk To An Agent Today
If you live in West Hartford, CT and think you own a collectible car, call us at ALLConnecticut Insurance today. We can provide you with the kind of insurance you need to keep your car safe from total loss. We may even be able to bundle your policy to cover multiple collectible cars.