You may already have auto and home insurance that protect your property and precious vehicle. However, have you considered getting an additional layer of protection? If so, you may want to purchase umbrella insurance.
What Is Umbrella Insurance?
It is an extra type of insurance that extends beyond the coverage limits of other insurance policies you already have. The purpose of this insurance is to protect against catastrophic liability claims. It goes into effect when the primary policy is exhausted.
Why Would You Need Umbrella Insurance?
There are millions of situations when you can exhaust your primary auto or home insurance policy. Here is a list of only some situations and incidents that may necessitate umbrella insurance:
- Your dog bites someone, which causes an injury
- Someone gets injured while using your boat or watercraft
- Someone gets injured in your swimming pool
- You say or publish something negative or false about another person
- Your friend’s child plays in your backyard and gets injured on the trampoline
All these scenarios are pretty common and can happen to anyone. Therefore, having an umbrella policy is always a brilliant idea. It is an additional layer of protection that will give you peace of mind.
ALLConnecticut Insurance – Reliable and Experienced Agency Serving Clients in West Hartford, CT
Looking for an insurance policy can be frustrating and exhausting. At ALLConnecticut Insurance, we understand this and want to help you. If you live in West Hartford, CT, or any other nearby town and need umbrella insurance, contact our agency. We specialize in different types of insurance, including umbrella insurance. Reach out to us for more information and details.